I've learned through the years that when God allows you to go through something distasteful, negative, terrifying, or just plain painful - if you don't use it to become a better person, you have wasted the time He has gifted you to live on this planet. I also have learned that sharing His amazing miracles is a testimony to His greatness, and that is why I am writing this blog this morning.
For those who know me, most know that I am a numbers geek. I love numbers, always have - and that includes balancing the checkbook. To the penny. Weekly.
July is a crappy month for piano teachers. Many students go on vacation, and we are left with partial payments for about 30-40% of our studios, leaving some of us (me) to use creative budgeting strategies.
I knew it was coming. Last July my income went down by $300 from June, which, in the grand scheme of things, isn't a lot, but when June's income had already gone down $200 - it is significant. And this year I lost 2 students and am losing a few more in August. So at the end of June this year I went into "what can we cut down/out as a family" mode for July. It doesn't help that in our family, four out of the six of us have birthdays in the summer, and we are still trying to unload a second property. AND it doesn't help that over the last twenty years my husband and I (in separate marriages) made some pretty poor personal financial choices and are now facing serious consequences because of them.
Currently we spend $4500 on mortgages. Yes, mortgageS. We thought we had unloaded one of them, but the buyer's mortgage fell through on a property I owned from my previous marriage, so we were stuck paying the second mortgage for the month of July. So there's that. I had half-prepared for it just because of the rigmarole WE went through to attain this beautiful home where all six of us could live in the same house (because we spent the first nine months of our marriage living in two different towns), but I was praying that we could breathe a sigh of relief in July.
Not in God's plan.
Friday I balanced the checkbook and started the monthly budget. I was feeling pretty confident because there were no big surprises ("Oh by the way I forgot to tell you I spent X$ on bla bla bla."). I felt like I had made a good plan for the month, and we would be fine.
Saturday I checked the account to be sure all was well, as we were expecting the second mortgage to

come through on Monday, and I almost choked. This is what I saw. I closed the app and reopened it, thinking there was some sort of mistake, but there wasn't. So while driving from one piano lesson to another, I called the bank, only to discover that I had paid the first mortgage twice, and we were now $2500 short for the month, and there wasn't money in the account to pay the second mortgage when it came through Monday. The tears came immediately.
How could I have done this? I am so stupid! is the only thing that I could think.
How am I going to explain this to Brian???
Knowing he was still sleeping (he works midnights), I texted him and asked him to please call me when he got up and warned him he wasn't going to like me very much today. God must've known that I'd be climbing walls if He didn't get B up, so He nudged him awake, and Brian called me.
He was surprisingly full of grace. Not because he isn't generally full of grace, but because of the predicament I had put us in. We agreed to meet at the bank when I was on my way back home. He would stay while I went on to teach more lessons.
The prospect was pretty bleak when we got there. Both $2500 payments had gone through and cleared, so there was no way to stop either payment. We had to talk to the mortgage company . . . which was, of course, closed until Monday.
I taught the rest of my lessons, took in a few checks and some cash (as expected about $400 for the 4 students for the month - but not enough to make up the difference), and then stared blankly at a wall for a while, while Brian assured me that God had this - that it would be okay, and that He would provide a way out. I really wasn't hearing it. All I wanted to do was wallow a bit in my drama and misery. What was I thinking . . ?
He must have asked me twelve times if he could do anything for me. His optimism is always annoying when I'm trying to be crabby and miserable, and I grumped out a solid NO, and then I stopped short.
"Yes," I said. "There IS something you can do for me. You can pray." And he immediately strode from around the island in the middle of our kitchen to sit next to me. Taking my hands in his, Brian started to thank God for our beautiful home, our children, our jobs, and for lessons learned. He professed his faith that God had this, and he prayed that I would be able to lean on the Lord enough to get us through this situation. The final "Amen" left me significantly more peaceful than I had been just five minutes before, and I picked up the small stack of cash and checks to get them ready for depositing.
And that's when I discovered the first miracle.
Two separate families had paid me in advance - which so rarely happens. One family paid me a check for both July and August, and another family paid me four months in advance in CASH. I was stunned. What I thought would be a $550 deposit ended up being a deposit of over $900! My spirits lifted as I realized that God was trying to show me that he was about to blow my mind.
And still I worried. Just like the Israelites in the wilderness. God had shown them so much grace and given them so much and they STILL worried and complained!
We left for church a little early so that we could make the deposit. We were still $700 short of being able to cover the check that was supposed to come through on Monday. Brian sat in his faith, expectant. Me . . . not so much. But the funny thing is - I told Brian in the car that I could SEE God up there with a box full of miracles. He kept trying to put it down so He could open it, but I was pacing so quickly, he didn't have anywhere to put it down! And that's when I knew I needed to take a deep breath, lean back into God's truth, and allow God to do His thing. So I did. Right there in the car, I sat back and relaxed and stopped thinking.
And that's when God put the miracle box down. He looked right at me and said, "Heather - where else could you have stashed money?" I didn't answer. I waited.
And then it dawned on me that I did, in fact, have money stashed somewhere else. Each month I put $50 each into separate savings accounts for the kids to use to buy presents for their friends or family members or to use to donate to charities. The total on those accounts on Saturday was a little over $800. My eyes flew open.
"Brian," I said slowly. "I'm going to say something that is going to sound crazy."
And I told him.

That night, I prayerfully transferred the money with the promise to pay it back once we could recover some of the money later in the month, and then I praised God for His odd way of providing us a way to cover that check.
Here's the thing - God wanted us to know that this miracle was from Him so much so - that every part that worked together was just enough -
just enough - to cover the check. Not
almost enough or
more than enough, but
just enough. I checked our account this morning. Yesterday I borrowed $200 from our grocery cash "just to be sure". How silly of me. Today our balance showed this.
Just enough. Without my lack of faith extra $200 deposit we would have had $3.25 left.
God, forgive me for lacking faith, for leaning on myself and for not consulting you first thing. But God please use my story to allow others to see that You're there listening and watching and waiting to provide if we would just
slow down and rest in your peace. Praise be to the Almighty!